Imagine that like many Americans you have a credit card judgment issued against you in civil court. You scrape up the money and finally pay off the judgment.
A few years later you check your credit and realize that the judgment is being reported as not satisfied. You figure it is just an honest oversight and you send the credit reporting agency a letter stating that the judgment was in fact satisfied, and politely ask them to update their records.
You send your letter to Equifax, Experian, and Trans Union. Nothing happens. You then send several follow up letters with no response. Such was the fate of a recent client for which the Law Office of Abel L. Pierre, Attorney at Law, P.C. recently recovered money damages.
When this client discovered the error on her credit report, she sent several letters disputing the mistake as required by the fair credit reporting act. Like millions of other Americans the credit reporting agencies simply ignored her.
Law Office of Abel L. Pierre, Attorney at Law, P.C. it eventually filed a lawsuit on his client’s behalf claiming that Equifax, Experian, and Trans Union failed to re-investigate the facts and circumstances surrounding the client’s satisfied judgment.
Ultimately we were able to get this particular judgment removed from our client credit report altogether. The Law Office of Abel L. Pierre, Attorney at Law, P.C. was also recovered money damages for the inconvenience that the client suffered as a result of the mistake made by the credit reporting agencies.
If you have an error on your credit report and Equifax, Experian, and Trans Union have failed to respond to your letters, please feel free to give the Law Office of Abel L. Pierre, Attorney at Law, P.C. a call today. We will be happy to provide a free consultation and take your case on a contingency.