Garnished Wages

Wage Garnishment in New York

Have Your Wages Been Garnished?

Wage garnishment occurs when a creditor files a lawsuit against you and obtains a judgment in their favor. With this legal judgment, a creditor can obtain a court order which is presented to your employer. Your employer then must withhold a certain portion of your wages to repay your debt. The laws concerning all of this are complex.

As you may have seen in the news, many banks and credit agencies have become very reckless and negligent in following standard procedures of all kinds; the same can be found in wage garnishment. If you feel your wages have been unjustly garnished you need to immediately seek the services of a debt collection defense attorney from the Law Office of Abel L. Pierre, Attorney at Law, P.C. We are resolute in our fight against abuses against consumer rights. As a member of the National Association of Consumer Advocates , our office is uniquely qualified to offer you superb legal counsel, no matter what your circumstances are.

Limits on Wage Garnishments in New York

There are Federal laws that limit income amounts that can be garnished from your paycheck. This limit is placed to allow for other living expenses. In the state of New York, creditors can garnish either of the following:

  • 10% of your gross wages or
  • 25% of your disposable income whichever is lesser or
  • If the amount of your disposable income exceeds 30 times the minimum wage.

If your disposable income is less than 30 times the minimum wage, your income cannot be garnished from you. Our debt collection defense attorneys can help you if your income is being garnished and what options you have.

Stopping Wage Garnishment

You may be able to lift the garnishment judgement order if you vacate it in court. If you successfully are able to vacate the order your wages may no longer be garnished. Our team of experienced debt collection defense lawyers can help you vacate the judgement by filing court forms and appearing in court.

New York City Debt Collection Defense Lawyer

If your wages have been garnished because you are overwhelmed with debt and unable to see a way out, we can probably assist you. Enduring the constant hassle and upsetting phone calls is pointless. We have found that most honest, decent people who find themselves buried in debt will continue to hold out hope that they will be able to pay them off. Truthfully, it's like going through life with a huge weight chained to your foot which is preventing you from moving forward. There are options open to you; legal options. To gain a full understanding of what those options are and which are the best for you, you must meet with an attorney at our firm.

Contact a lawyer today to begin solving your debt situation.

Stories From Our Happy Clients

  • “If I had to cross mountains and rivers to have Counselor Pierre again, I would do without thought. He is a remarkable lawyer and made sure a false debt collection against me was vacated. With ...”

    - Former Client
  • “After searching a very long time for a debt lawyer I finally came across Abel. Words can not describe how professional he really is. He is excellent at what he does. I would not hesitate to hire him ...”

    - D.C.
  • “I am extremely thankful for having found Mr. Pierre to represent me with my identity theft case which had resulted in a levied account. My case was not an easy one and it had left me feeling hopeless ...”

    - Jayda K.
  • “Working with Abel Pierre was a very smooth and stress-free process, he was always available to answer all of my questions, and is very professional. My issue was resolved in a timely manner. I ...”

    - Darlene P.
  • “I highly endorse Abel, he is an amazing attorney. We hired him to represent us against a very large financial services corporation. His attention to detail, knowledge, follow-through, and support is ...”

    - Umar F.
/

What Sets Our Attorney Apart

  • Over a Decade of Experience
  • Client-Focused Representation
  • Proven Track Record of Success
  • Focused Practice Backed by Extensive Knowledge

The Future You Deserve Begins Here

Contact Us Today
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.