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Debt Collection Harassment Newark

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Newark Debt Collection Harassment Lawyer

Types of Debt Collection Harassment

Are debt collectors harassing you? Law Office of Abel L. Pierre is a debt collection harassment lawyer in Newark that can defend against collection harassment, and pursue compensation for violation of rights. You are certainly not alone if that is the case – debt collection harassment is a very common occurrence, and can be extremely stressful. However, laws exist to protect consumers against abusive and unfair debt collection practices; we will explore what debt collection harassment entails as well as your rights under law and how best you can fight these practices.

What is Debt Collection Harassment?

Debt collection harassment refers to any collection activity which is abusive, deceptive, or unfair – this includes calling you at all hours of the day and night without an appointment and using profane language or threats of legal action against you or bodily harm against you as part of their collection process. Debt collectors may also lie about your debt amount or threaten illegal actions such as seizing property or arresting you without legal authority being present – these practices must stop.

What Are Your Rights?

Under federal law, debt collectors are prohibited from engaging in certain practices that constitute harassment or abuse, such as calling before 8 am or after 9 pm, calling your work place without prior approval, using profanity or using abusive language such as name-calling.

New York State offers additional protections when it comes to debt collection laws, with specific protections against medical debt collectors charging interest and making threats such as having you arrested illegal.

How Can You Defend Yourself Against Debt Collection Harassment?

If debt collectors in Newark are harassing you, take several steps to defend yourself. First, keep a record of every interaction you have with them including date/time/person who called and what was said; should any violations occur this record can serve as evidence against them in court proceedings.

Send a written request to the debt collector asking them to cease contacting you immediately by certified mail, keeping a copy for yourself as evidence. When this request arrives at their offices, debt collectors are legally obliged to stop contacting you except to inform of legal action taken against you.

If a debt collector continues to harass you after you’ve requested for them to stop, you could file suit against them for damages. Consult a Newark lawyer experienced in debt collection defense to help you understand your rights and assist in the legal process.

Calling consumers at odd hours (before 8 am or after 9 pm)

Calling a consumer's place of employment, even after the consumer has informed them that they may not call there

Using any type of misrepresentation

Threatening consumers with legal action if no such action is intended

Threatening consumers with arrest

Communicating with consumers even after a request has been received to cease communication, unless it is necessary to provide notification of a lawsuit

Calling consumers repeatedly with the intent to annoy, harass, or abuse

Discussing a consumer's debt with a third party, such as an employer or family member

Protection Against Creditor Harassment

Law Office of Abel L. Pierre, Attorney at Law, P.C. provides aggressive debt collection defense to stop harrassment to individuals in Newark, Bronx, Queens and throughout New York City . Our legal team is prepared to defend you against collection harassment, as well as pursue compensation for the violation of your rights.

ZIP Codes Newark, NJ:


07102, 07103, 07104, 07105, 07106, 07107, 07108, 07112, 07114, 07175

Income: $35,972

Credit Card: 16.19%

For questions, call our office (929) 296-8398.

Are you being harassed by a creditor or debt collector? Contact our firm for aggressive assistance in your case

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