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Debt Collection Harassment Queens

Recent News & Updates

ZIP Codes Queens, NY:

Arverne – 11692
Astoria – 11102, 11103, 11105, 11106
Bayside – 11359, 11360, 11361
Beechhurst – 11357
Bellaire – 11427, 11428, 11429
Belle Harbor – 11694
Bellerose – 11426
Blissville – 11101
Briarwood – 11435
Broad Channel – 11693
Brooklyn Manor – 11225
Cambria Heights – 11411
College Point – 11356
Corona – 11368
Douglaston – 11362, 11363
East Elmhurst – 11369
Edgemere – 11690
Elmhurst – 11373
Far Rockaway – 11096, 11690, 11691, 11692, 11693, 11694, 11695, 11697
Floral Park – 11001, 11002, 11003
Flushing – 11351, 11352, 11354, 11355, 11356, 11357, 11358, 11359, 11360, 11361, 11362, 11363, 11364, 11365, 11366, 11367, 11368
Forest Hills – 11375, 11374
Fresh Meadows – 11365, 11366
Glen Oaks – 11004
Glendale – 11385
Hammels – 11693
Hillcrest – 11365
Hollis – 11423, 11412, 11423
Hollis Hills – 11427
Howard Beach – 11414
Hunters Point – 11101
Jackson Heights – 11372
Jamaica – 11405, 11411, 11412, 11413, 11414, 11415, 11416, 11417, 11418, 11419, 11420, 11421, 11422, 11423, 11424, 11425, 11426, 11427, 11428, 11429, 11430, 11431, 11432, 11433, 11434, 11435, 11436, 11439, 11451
Jamaica Estates – 11432, 11433, 11423
Kew Gardens – 11415, 11418, 11424
Laurelton – 11413
Linden Hill – 11354
Little Neck – 11362, 11363
Long Island City – 11101, 11102, 11103, 11104, 11105, 11106
Malba – 11357
Maspeth – 11378
Middle Village – 11379
Murray Hill – 11354
Neponsit – 11694
New Hyde Park – 11040, 11041
North Shore Towers – 11005
Oakland Gardens – 11364
Ozone Park – 11416, 11417
Pomonok – 11365
Queens Village – 11427, 11428, 11429
Rego Park – 11374
Richmond Hill – 11418
Ridgewood –

Median Income: $73,000

Credit Card: 45.4%

For questions, call our office (929) 296-8398

Queens Debt Collection Harassment Lawyer

Types of Debt Collection Harassment

Are debt collectors harassing you? Law Office of Abel L. Pierre is a debt collection harassment lawyer in Staten Island that can defend against collection harassment, and pursue compensation for violation of rights. New York’s biggest borough is home to the Queens Zoo and Botanical Garden. As a resident of Queens, you have legal protections when it comes to debt collection.

Debt collection harassment takes many forms, from constant phone calls to threats of physical intimidation. All this can cause stress, anxiety, and other negative repercussions.

Fighting debt collection harassment can be done successfully with legal representation from an experienced attorney. With help, you can stop harassment and potentially recover any damages for harm done.

Your attorney can review the details of your case and advise on your legal options, whether that means negotiating with debt collectors to settle issues or filing suit if the harassment continues.

The good news is, no matter your debt situation, you have the right to be treated fairly and with dignity. Don’t allow debt collection harassment to go unchecked – contact a Queens attorney and learn about your legal rights and options.

Debt collection harassment is an issue plaguing many Queens residents. According to the New York State Office of the Attorney General, debt collection was one of the top consumer complaints received. Over 7,800 complaints related to debt collection were lodged with this office in 2020 alone – this shows just how essential it is that residents in Queens understand their legal rights when it comes to debt collection.

FDCPA is one of the primary laws protecting consumers from debt collection harassment, prohibiting debt collectors from engaging in certain actions that violate this statute, such as calling you at work even when your employer prohibits such calls, or using intimidating or threatening language. Furthermore, this legislation mandates debt collectors provide you with certain details regarding the debt they’re collecting such as information regarding its original creditor and amount owed.

IF a debt collector violates the FDCPA, you may be entitled to damages. These may include actual costs such as medical bills or lost wages as well as emotional distress compensation and potentially punitive damages that aim to punish their actions.

 

If you are experiencing debt collection harassment, it is vitally important that you keep records of every communication with the debt collector – including phone calls, letters and emails – which your attorney can use as evidence in building their case on your behalf.

 

New York state law offers consumers protections from debt collection harassment. The NY Department of Financial Services (DFS) has issued regulations mandating that debt collectors provide certain information, such as a statement that any debt over six years old is time barred.

 

The DFS prohibits debt collectors from engaging in certain actions, such as calling you before 8am or after 9pm or using deceptive or misleading tactics. Furthermore, debt collectors are required to inform you about your rights – including your ability to contest debts.

 

If a debt collector violates your rights under New York state law, filing a complaint with the DFS can help protect your legal options. A Queens debt collection defense attorney can be invaluable in this process.

Calling consumers at odd hours (before 8 am or after 9 pm)

Calling a consumer's place of employment, even after the consumer has informed them that they may not call there

Using any type of misrepresentation

Threatening consumers with legal action if no such action is intended

Threatening consumers with arrest

Communicating with consumers even after a request has been received to cease communication, unless it is necessary to provide notification of a lawsuit

Calling consumers repeatedly with the intent to annoy, harass, or abuse

Discussing a consumer's debt with a third party, such as an employer or family member

Protection Against Creditor Harassment

Law Office of Abel L. Pierre, Attorney at Law, P.C. provides aggressive debt collection defense to stop harrassment to individuals in Staten Island, Bronx, Queens and throughout New York City . Our legal team is prepared to defend you against collection harassment, as well as pursue compensation for the violation of your rights.

Are you being harassed by a creditor or debt collector? Contact our firm for aggressive assistance in your case

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