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Credit Report Errors Queens

Recent News & Updates

ZIP Codes Queens, NY:

Arverne – 11692
Astoria – 11102, 11103, 11105, 11106
Bayside – 11359, 11360, 11361
Beechhurst – 11357
Bellaire – 11427, 11428, 11429
Belle Harbor – 11694
Bellerose – 11426
Blissville – 11101
Briarwood – 11435
Broad Channel – 11693
Brooklyn Manor – 11225
Cambria Heights – 11411
College Point – 11356
Corona – 11368
Douglaston – 11362, 11363
East Elmhurst – 11369
Edgemere – 11690
Elmhurst – 11373
Far Rockaway – 11096, 11690, 11691, 11692, 11693, 11694, 11695, 11697
Floral Park – 11001, 11002, 11003
Flushing – 11351, 11352, 11354, 11355, 11356, 11357, 11358, 11359, 11360, 11361, 11362, 11363, 11364, 11365, 11366, 11367, 11368
Forest Hills – 11375, 11374
Fresh Meadows – 11365, 11366
Glen Oaks – 11004
Glendale – 11385
Hammels – 11693
Hillcrest – 11365
Hollis – 11423, 11412, 11423
Hollis Hills – 11427
Howard Beach – 11414
Hunters Point – 11101
Jackson Heights – 11372
Jamaica – 11405, 11411, 11412, 11413, 11414, 11415, 11416, 11417, 11418, 11419, 11420, 11421, 11422, 11423, 11424, 11425, 11426, 11427, 11428, 11429, 11430, 11431, 11432, 11433, 11434, 11435, 11436, 11439, 11451
Jamaica Estates – 11432, 11433, 11423
Kew Gardens – 11415, 11418, 11424
Laurelton – 11413
Linden Hill – 11354
Little Neck – 11362, 11363
Long Island City – 11101, 11102, 11103, 11104, 11105, 11106
Malba – 11357
Maspeth – 11378
Middle Village – 11379
Murray Hill – 11354
Neponsit – 11694
New Hyde Park – 11040, 11041
North Shore Towers – 11005
Oakland Gardens – 11364
Ozone Park – 11416, 11417
Pomonok – 11365
Queens Village – 11427, 11428, 11429
Rego Park – 11374
Richmond Hill – 11418
Ridgewood –

Median Income: $73,000

Credit Card: 45.4%

For questions, call our office (929) 296-8398

Queens FCRA Lawyer

The Law Office of Abel L Pierre is a Queens FCRA Lawyer specializing in disputing credit report errors to make sure you have an accurate credit history. Maintaining a good credit score is vital to financial security. Unfortunately, errors on your credit report can have a detrimental impact on it. We will explore how you can safeguard against them as well as what steps can be taken if inaccuracies appear in your report.


Queens is an exciting borough of New York City filled with landmarks and attractions, such as Flushing Meadows-Corona Park’s Unisphere which symbolizes global unity. But Queens residents aren’t strangers to credit report issues. It is essential that you learn how to recognize and fix errors when possible in order to protect your financial future.

How to Recognize Credit Report Errors

One key way of safeguarding your credit score from errors is reviewing it regularly. Each major credit bureau offers free reports once every year; make sure you read each one closely for errors, making a note if anything seems amiss and gathering any supporting documentation as you go along.

What to Do if There Are Errors

If there are errors on your credit report, the first step should be contacting the credit bureau that issued it and disputing the error by submitting a dispute letter with supporting documents. Once submitted, they should conduct an investigation within 30 days and notify you of their results.

If the credit bureau doesn’t rectify an error, you can escalate your dispute by contacting the creditor or lender associated with it and providing all relevant documents and evidence of this misdeed. If they agree that there has been an inaccuracy they must report the corrections back to the bureaus.

Ultimately, if your dispute with the credit bureau or lender cannot be resolved through negotiation alone, legal assistance may be necessary to correct any discrepancies on your report. A credit report error attorney can help explain your rights while working to correct any errors on it.

Common Types of Credit Report Errors

Common errors on credit reports include:

Multiple Listings - TA single debt is listed two or more times on your credit report. This negative information can incorrectly inflate the amount you actually owe. Whole accounts can also be reported multiple times, with a more dramatic effect on your score.

Incorrect or False Delinquency Reports - Your report states you are behind on a debt. However, that is actually current or was already paid off. Alternatively, it may be a debt you don't recognize, often resulting from identity theft.

Social Security Number Errors- Another person's credit information can be included on your report. Referred to as a "mismerged" report, it typically occurs in cases where two individuals have similar Social Security numbers.

Impermissible Access- When you apply for credit, your credit report is often reviewed. This can have an impact on your overall credit score. If someone reviews your credit report without authorization, it can look like you've applied for credit more than you actually have. This can be detrimental to your score.t

If you have discovered errors on your credit report, contact our law office right away. We will work towards correcting your report and filing your dispute. We can also help you recover compensation for any financial damages you have sustained as a result of the disputed item.

How to Dispute an Error on Your Credit Report

The Fair Credit Reporting Act (FCRA) makes both the credit reporting agency and information provider responsible for correcting inaccurate information in your report.

When you identify an error on your credit report, you will want to contact the reporting company regarding the inaccuracy. You will need to include copies of supporting documents and clearly identify the disputed information.

The FCRA requires credit reporting companies to investigate your claim within 30 days, unless they consider the claim frivolous. Additionally, all information must be forwarded to the information provider, who must also investigate the claim.

Upon completion of the investigation, the credit reporting company will issue you the results of your claim, along with a free copy of your credit report if there was a change. The disputed and fixed information will also be sent to all three nationwide consumer reporting agencies (Equifax, Transunion, and Experian).

File a Credit Report Dispute With Our Attorneys

Utilizing the Fair Credit Reporting Act, there are many legal options we can explore in seeking a resolution. This includes filing a debt collection lawsuit against the responsible parties, if necessary. We will do whatever it takes to help you regain your financial footing.

The Law Office of Abel L. Pierre, Attorney at Law provides a broad range of debt collection defense and credit repair services. We can assist you with the dispute process if your credit report contains potentially harmful errors.

Contact the Law Office of Abel L. Pierre, Attorney at Law, P.C. for help in addressing errors on your credit report

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