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Debt Collection Harassment Manhattan

Recent News & Updates

ZIP Codes Manhattan, NY:

Battery Park City – 10280, 10281, 10282
Central Harlem – 10026, 10027, 10030, 10037, 10039
Chelsea – 10001, 10011, 10018, 10019, 10020, 10036
Chinatown – 10002, 10013
Civic Center – 10007, 10038, 10259, 10260, 10278, 10279
East Harlem – 10029, 10035
East Village – 10003, 10009
Financial District – 10004, 10005, 10006, 10038, 10271, 10278
Flatiron District – 10010, 10016, 10017, 10022
Gramercy – 10010, 10016, 10017, 10022
Greenwich Village – 10012, 10014
Hamilton Heights – 10031, 10032, 10033
Hudson Square – 10013
Inwood – 10034, 10040
Lenox Hill – 10021, 10028, 10044, 10128
Lincoln Square – 10023, 10024, 10025
Little Italy – 10013
Lower East Side – 10002, 10003, 10009
Manhattan Valley – 10025, 10026
Manhattanville – 10027
Marble Hill – 10031, 10032, 10463
Meatpacking District – 10014
Midtown – 10019, 10020, 10022, 10036
Morningside Heights – 10026, 10027, 10030, 10037, 10039
Murray Hill – 10016, 10017, 10022
Noho – 10003
Roosevelt Island – 10044
Soho – 10012, 10013
South Village – 10011
Stuyvesant Town – 10009, 10010, 10016
Sutton Place – 10022
Theater District – 10018, 10019, 10036
Tribeca – 10007, 10013, 10014
Tudor City – 10017
Turtle Bay – 10017, 10022
Union Square – 10003, 10009
Upper East Side – 10021, 10028, 10044, 10128
Upper West Side – 10023, 10024, 10025
Washington Heights – 10031, 10032, 10033, 10034, 10040
West Village – 10011, 10012, 10014
Yorkville – 10021, 10028, 10044, 10128

Median Income: $82,000

Credit Card: 45.4%

For questions, call our office (929) 296-8398.

Manhattan Debt Collection Harassment Lawyer

Types of Debt Collection Harassment

Are debt collectors harassing you? Law Office of Abel L. Pierre is a debt collection harassment lawyer in Manhattan that can defend against collection harassment, and pursue compensation for violation of rights. You are certainly not alone if that is the case – debt collection harassment is a very common occurrence, and can be extremely stressful. However, laws exist to protect consumers against abusive and unfair debt collection practices; we will explore what debt collection harassment entails as well as your rights under law and how best you can fight these practices.

What is Debt Collection Harassment?

Debt collection harassment refers to any collection activity which is abusive, deceptive, or unfair – this includes calling you at all hours of the day and night without an appointment and using profane language or threats of legal action against you or bodily harm against you as part of their collection process. Debt collectors may also lie about your debt amount or threaten illegal actions such as seizing property or arresting you without legal authority being present – these practices must stop.

What Are Your Rights?

Under federal law, debt collectors are prohibited from engaging in certain practices that constitute harassment or abuse, such as calling before 8 am or after 9 pm, calling your work place without prior approval, using profanity or using abusive language such as name-calling.

New York State offers additional protections when it comes to debt collection laws, with specific protections against medical debt collectors charging interest and making threats such as having you arrested illegal.

How Can You Defend Yourself Against Debt Collection Harassment?

If debt collectors in Manhattan are harassing you, take several steps to defend yourself. First, keep a record of every interaction you have with them including date/time/person who called and what was said; should any violations occur this record can serve as evidence against them in court proceedings.

Send a written request to the debt collector asking them to cease contacting you immediately by certified mail, keeping a copy for yourself as evidence. When this request arrives at their offices, debt collectors are legally obliged to stop contacting you except to inform of legal action taken against you.

If a debt collector continues to harass you after you’ve requested for them to stop, you could file suit against them for damages. Consult a Manhattan lawyer experienced in debt collection defense to help you understand your rights and assist in the legal process.

Calling consumers at odd hours (before 8 am or after 9 pm)

Calling a consumer's place of employment, even after the consumer has informed them that they may not call there

Using any type of misrepresentation

Threatening consumers with legal action if no such action is intended

Threatening consumers with arrest

Communicating with consumers even after a request has been received to cease communication, unless it is necessary to provide notification of a lawsuit

Calling consumers repeatedly with the intent to annoy, harass, or abuse

Discussing a consumer's debt with a third party, such as an employer or family member

Protection Against Creditor Harassment

Law Office of Abel L. Pierre, Attorney at Law, P.C. provides aggressive debt collection defense to stop harrassment to individuals in Manhattan, Bronx, Queens, Staten Island and throughout New York City . Our legal team is prepared to defend you against collection harassment, as well as pursue compensation for the violation of your rights.

Are you being harassed by a creditor or debt collector? Contact our firm for aggressive assistance in your case

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