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Mixed Files

There are many people that work hard to maintain an excellent credit rating. They pay their bills on time and be sure never to accumulate too much debt. However sometimes these people find themselves in a strange situation where their credit rating and scores take a nosedive. This is because someone else’s bad credit ends […]

DO YOU HAVE A CAR PAYMENT YOU CAN’T AFFORD?

Many times people finance a brand-new or used car and they keep up the payments for a while. But then, life happens: the loss of a job or a medical emergency and suddenly they realize that they are in over their heads. They can no longer make the car payments or their disappointed by the […]

CAR REPOSSESSION – HOW DOES IT AFFECT MY CREDIT?

Often times in this economy a repossession of a car is one way in which a judgment can end up in your credit report. Many people often had their car was repossessed because they are simply no longer able to keep up with the high interest rates and maintenance fees associated with certain cars. Once the […]

AUTO LOAN JUDGMENTS

Many people are dealing with the problem of auto loan judgments. Their story goes something like this: So you finally bought that car you have been drooling over for the past 6 months. A few days into the purchase your new hot rod begins shake, rattle, but not roll. It eventually dawns on you that there […]

Vacate Before You Pay!

Finding out that you have a judgment against you can be one of the most stressful things that you can deal with. Usually, the default judgment is issued by the civil court because of a credit card or medical bill or some other reason. Sometimes you don’t even find out until your wages are being garnished or your bank account is frozen. […]