Blog Posts in January, 2017

DO YOU HAVE GOOD CREDIT?

There are many people in this country who should have excellent credit. They have never encountered severe financial difficulty. And this group of people have also never encountered unpaid medical expenses. They have been employed and have not been late or defaulted on any of their credit card accounts. Their score should all be in the high 700’s right? This is not necessarily the case. Recently ...

DO YOU HAVE A CAR PAYMENT YOU CAN'T AFFORD?

Many times people finance a brand-new or used car and they keep up the payments for a while. But then, life happens: the loss of a job or a medical emergency and suddenly they realize that they are in over their heads. They can no longer make the car payments or their disappointed by the vehicle’s performance. So they simply bring the car back to the dealership and walk away from it. At that point ...

CAR REPOSSESSION - HOW DOES IT AFFECT MY CREDIT?

Often times in this economy a repossession of a car is one way in which a judgment can end up in your credit report . Many people often had their car was repossessed because they are simply no longer able to keep up with the high interest rates and maintenance fees associated with certain cars. Once the car is picked up and towed away, they mistakenly feel as though the problem has come to an end. ...