This is the time of do-it-yourself marketing. Everywhere you go, you see ads that encourage people to do their own home repairs, remodeling, education, and even to provide their own legal or health care. Although "DIY" projects can be fun, if you are facing a wage garnishment of your paycheck or your bank account has been frozen, now is not the time to delve into the complicated world of debt collection.
If your bank account is being frozen or your paycheck being garnished, it's happening because you have a default judgment against you. The collection company who sued you for the medical, credit card or other bill has a lawyer. The judge that signed off on the judgment is also a lawyer. Why then would you want to walk into this process without your own lawyer?
Like any other field of law, collection law is very tricky. Many times, people try to do it themselves and get forms online, but nobody can assist the, regarding how to fill out the forms. No one will make sure that you do not say anything incriminating in court except a lawyer.
For example, did you know that 99% of the time when you settle and pay a judgment it legally must stay on your credit report? Did you also know that, if you go to court on your own, you will probably sign a document that will give you a payment plan, but will also cause you to give up your right to fight the case if you do not keep the plan?
Collection lawyers and the court system have no obligation to help you and will often stand idle while you make a deal that will only hurt you in the long run. The best thing is to contact an experienced debt collection defense attorney like the Law Office of Abel L. Pierre. We know how to stop wage garnishments, marshal's notices, sheriff's notices, and bank account levies. We know how to make sure that you get the absolute lowest payment plan possible and work out the judgment so that it will come off your credit report for good.
The judges know us and the bill collectors fear us. Give us a call at (212) 766-3323 or email us at firstname.lastname@example.org today.