The Law Office of Abel L. Pierre, Attorney at Law, P.C.
"A Private Law Firm, Serving the Public's Interest"
Call (212) 766-3323 or email abel@apierrelaw.com for consultation!
Abel L. Pierre, Esq.
Attorney-At-Law, P.C.
(212) 766-3323

Email: abel@apierrelaw.com
Fax: (212) 766-3322

40 Exchange Place, Suite 2010
New York, New York 10005

Office Hours:
Monday - Friday 9:30AM to 5:30PM

BY SUBWAY:
J,Z to Broad Street
4,5 to Wall Street
2,3 to Wall Street

Share

Debt Collection Harassment

The Fair Debt Collection Practice Act (FDCPA) provides remedies for consumers who have been subjected to unfair debt collection practices. Federal law states that debt collection agencies that break these laws may have to pay damages to the victim of up to $1000 per violation.

A debt collector cannot:

  • Threaten to harm you, your property, or reputation.
  • Curse at you or yell at you.
  • Annoy or harass you with repeated phone calls.
  • Threaten to garnish your wages, unless they actually intend on doing so.
  • Lie and say that they are a lawyer or government official.
  • Threaten to have you arrested.
  • Tell you that they wok for a credit reporting agency.
  • Tell you they need post-dated check in lieu of criminal prosecution or threaten to cash the check early
    • .

    If you are being harassed by debt collectors:

    1. Save all collections letters as proof of illegal debt collection tactics.
    2. Keep every voice mail that you receive from a debt collector.
    3. Keep a log of every phone call and conversation you have with debt collectors.
    4. Send a certified letter to the debt collector asking them to prove that you owe the debt.
    5. Send a certified letter to the debt collector asking them to stop calling you.

    Contact us for a free case evaluation if your feel your rights have been violated by debt collectors.

    For more information:
    Fair Debt Collection Practices Act (FDCPA)
    FTC: Debt Collection FAQs: A Guide for Consumers

    Abel L. Pierre, Attorney at Law

    40 Exchange Place, Suite 2010

    New York, New York 10005

    Tel: (212) 766-3323

    abel@apierrelaw.com


    ©Abel L. Pierre, Esq.; (212) 766-3323 ; Consumer Protection Lawyer serving New York, New York City, Manhattan, Brooklyn, Staten Island, the Bronx, and the surrounding areas.